Buy a MN or WI home with as little as $1,000 down? Yes, it is possible.
Minneapolis, MN: One of the biggest true hurdles to home ownership is a lack of down payment money. Sadly, many people don’t even apply for a home loan, because they think you need a much bigger down payment than you actually may.
But, if you have at least $1,000 of your own money, OK or better credit (640 score or higher), you may be able to buy your own home using our first time home buyer programs with down payment assistance.
Other low down payment options include:
- 3% down payment conventional loans (HomeReady and Home Possible)
- 3.50% down payment FHA loans
- No down payment VA loans
- No down payment USDA Rural development loans.
If you are in MN, WI, SD, or FL – Simply complete the secure online application at www.FirstTimeHomeBuyer-MN.com in about 10 minutes time. A fully licensed and experienced Loan Officer will review your loan application, then go over the various program to see what programs you qualify for, how much house you can buy, what the payments might look like, and finally, how much cash you may, or may not need to put it all together.
If you are in other states, simply find a LOCAL mortgage broker, and apply with them.
You have nothing to lose in applying, and everything to gain in owning your own home!
Joe Metzler is a Senior Mortgage Loan Officer for Minnesota based Cambria Mortgage. He was named the 2014 Minnesota Loan Officer of the Year, and Top 300 Loan Officers in the Nation for 2010, 2015, 2016.
To finance with a home with Joe and Cambria Mortgage, your local preferred lender for Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, simply call (651) 552-3681 or APPLY ONLINE. NMLS 274132. Equal Housing Lender. Not everyone will qualify. See web site for more details. Not an offer to enter into an interest rate lock agreement.