Cambria Mortgage, the Joe Metzler Team. Saint Paul, MN
St Paul, MN: New construction is suffering.
The lowest NEW housing construction numbers since 1963 when the USA had 120 million LESS people have just been reported. There are many reasons for this, but the fact remains, right now is one of the best times to buy a house, and first time home buyers are missing the boat standing on the sidelines. Builders are fighting back, and we all should be concerned as new construction is a major economic backbone in this country.
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It is a great time to be a first time home buyer, but some of the rules have changed. Mortgage interest rates in MN are still amazing, and home prices are super affordable. New mortgage lender and broker rules are making it a little harder to qualify for a home loan, and your costs are going up a little, but don’t let that hold you back. First time home buyers, it’s safe to come out now!
- Plan on a down payment. The bigger the better
- Plan on living in the home 5-years
- Be prepared for competition on homes – Don’t be so picky
- Get Pre-Approved with a Qualified (and licensed) Mortgage Loan Officer
Zero Down Payment Home Loans for first time home buyers are back in Minnesota with the new AFFORDABLE ADVANTAGE program.
Details and Info on the Dakota County First Time Home Buyer program for Dakota County MN. Eagan, Apple Valley, Burnsville,
About the Metzler Mortgage Group at Cambria Mortgage. Why we are a great choice for getting your home mortgage loan.